Ultimate Gap Cover

Your whole policy has an Overall Annual Limit (OAL) of R150 000 per beneficiary to utilise.

INDIVIDUAL, UNDER 65
R314 / mon
FAMILY, UNDER 65
R356/ mon
FAMILY, 65+
R472/ mon

Benefits

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Gap Cover:
500% Subject to OAL

Co-Pay Cover: Subject to OAL
Admission Fee Cover: Paid to a max of R5 000 if a Partial Cover Network Hospital is used. Subject to OAL
Penalty Fee Cover: R8 800 - Limited to 2 claims PPPA. Subject to OAL
Out-Patient Cover: Subject to OAL
Emergency Room Cover: R10 000 Overall Sub-limit. Emergency Room Accident and Trauma Treatment, R8 000 Emergency Room Illness Treatment R2 000 PP
PMB Cover: Subject to OAL
Cancer Benefit: R450 000 PPPA - Subject to OAL
Specialist Out-Patient Consultation Fee: R6 000 - 3 Claims Per Insured Person. R1 200 Per Claim. Subject to OAL
Hospital Account Shortfalls: R5 000 - 3 Claims Per Insured Person. R1 200 Per Claim Subject to OAL
Additional Care Cover: R8 000, Subject to OAL - R1200 Per Insured, Per Incident
Sub-Limit Enhancer: R22 500 Per Incident - 5 Claims Per Policy. Sub-limit of R100 000. Subject to OAL
Appliance Benefit: R6 000 - Subject to OAL
Primary Benefit: OAL R2 000 Per Policy Per Annum. GP Claims x 3 with a R200 limit. Dental Claims x 3 with a R200 limit. Alternative Therapy x 3 with a limit of R300 per Claim. Subject to OAL
Cancer Boost: R100 000 Certain Restrictions Apply

KEY: PPPA - Per Policy Per Annum; OAL - Overall Annual Limit; PP - Per Policy

The policy wording supercedes any marketing documentation and all benefits will be payable against the policy wording terms and conditions only.

Value Added Benefits

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THESE DO NOT FORM PART OF THE AGGREGATED OAL R150 000 LIMIT

Cancer Cover (Initial Diagnosis): R15 000 Upon the initial diagnosis of Cancer as defined.
Gap Cover Premium Waiver: Only in event of Death and/or Total Permanent Disability of the Premium Payer only. Held as a credit against the Policy for the applicable 12 Month period
Medical Scheme Premium Waiver: Only in event of Death and/or Total Permanent Disability of the Premium Payer only. R3 500 per month for a 6 Month Period
Accidental Death: R12 000 Principal, R8 000 Adult Dependent, R5 000 Child per policy per life
Sira-Go’ Baby: Enjoy an exclusive Sira-go' Baby Welcome Pack

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Sirago Underwriting Managers (Pty) Ltd is an Authorised Financial Services Provider (FSP:4710).
Underwriting Agency for GENRIC Insurance Company Limited (FSP:43638).
GENRIC is an Authorised Financial Services Provider and Registered Short-term Insurer.

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Contact

Tel: 010 599 1163

Fax: 086 508 2292

Email: info@sirago.co.za

Address: Midrand Business Park, Building 3, 563 Old Pretoria Main Road, Midrand, 1685

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