Plus Gap Cover

Your whole policy has an Overall Annual Limit (OAL) of R150 000 per beneficiary to utilise.

INDIVIDUAL, UNDER 65
R239 / mon
FAMILY, UNDER 65
R272/ mon
FAMILY, 65+
R383/ mon

Benefits

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Gap Cover: 
500% Subject to OAL

Co-Pay Cover: Subject to OAL
Admission Fee Cover: Paid to a max of R3 000 if A Partial Cover Network Hospital is used. A Max of 4 Claims per policy. Subject to OAL
Penalty Fee Cover: R5 000 - Limited to 2 claims PPPA. Subject to OAL
Out-Patient Cover: R3 500 per claim, 3 claims per annum, OAL R10 000
Emergency Room Cover: R5 500 Overall Sub-limit. Emergency Room Accident and Trauma Treatment, R4 000. Emergency Room Illness Treatment R1 500 PP
PMB Cover: Subject to OAL
Cancer Benefit: R300 000 per policy applies. Sub-limit of R60 000 for Cancer Co-payments apply Subject to OAL
Specialist Out-Patient Consultation Fee: R3 600 - 3 Claims per Insured Person. R750 per claim. Subject to OAL
Hospital Account Shortfalls: R3 000 - 3 Claims per Insured Person. R500 per claim. Subject to OAL
Additional Care Cover: R1 000 per claim, OAL R3 600 PP

KEY: PPPA - Per Policy Per Annum; OAL - Overall Annual Limit; PP - Per Policy

The policy wording supercedes any marketing documentation and all benefits will be payable against the policy wording terms and conditions only.

Value Added Benefits

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THESE DO NOT FORM PART OF THE AGGREGATED OAL R150 000 LIMIT

Cancer Cover (Initial Diagnosis): R7 500 upon the initial diagnosis of Cancer as defined
Gap Cover Premium Waiver: Only in event of Death and/or Total Permanent Disability of the Premium Payer only. Held as a credit against the Policy for the applicable 12 Month period
Medical Scheme Premium Waiver: Only in event of Death and/or Total Permanent Disability of the Premium Payer only. R2 500 per month for a 6 Month Period
Accidental Death: R6 000 Principal, R5 000 Adult Dependent, R3 000 Child per policy per life
Sira-Go’ Baby: Enjoy an exclusive Sira-go' Baby Welcome Pack
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Sirago Underwriting Managers (Pty) Ltd is an Authorised Financial Services Provider (FSP:4710).
Underwriting Agency for GENRIC Insurance Company Limited (FSP:43638).
GENRIC is an Authorised Financial Services Provider and Registered Short-term Insurer.

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Contact

Tel: 010 599 1163

Fax: 086 508 2292

Email: info@sirago.co.za

Address: Midrand Business Park, Building 3, 563 Old Pretoria Main Road, Midrand, 1685

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