Gap-Lite Cover

Your whole policy has an Overall Annual Limit (OAL) of R157 000 per beneficiary to utilise.

INDIVIDUAL, UNDER 65
R172 / mon
FAMILY, UNDER 65
R185/ mon
FAMILY, 65+
R276/ mon

Benefits

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Gap Cover:
We will settle claims up to 250% of your Medical Scheme rate. Limited to a maximum of 350% or at the stated benefit value
Co-pay Cover:
R25 000 sub-limit per policy per annum. Limited to R5 000 per claim.
Admission Fee Cover:
Paid to a maximum of R2 000 per admission. A maximum of 2 claims per policy per annum. Including the use of a Partial Cover Network Hospital as determined by your Medical Scheme.
Day Hospital / Clinic and/or In Room Surgical Procedures Cover:
We will settle the Gap portion of claims.
Emergency Room Cover:
R4 000 sub-limit. Accident and Trauma Treatment only.
PMB Cover:
R50 000 sub-limit per policy per annum. Paid to a maximum of R20 000 per claim for the use of Non-DSP facilities for PMB treatments.

The policy wording supercedes any marketing documentation and all benefits will be payable against the policy wording terms and conditions only.

Value Added Benefits

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THESE DO NOT FORM PART OF THE AGGREGATED OAL R157 000 LIMIT

Sira-Go’ Baby:
A branded Sirago Welcome Pack will be couriered to your physical address as per your application form upon receipt of the instruction to add the newborn child to the policy within 30 days of the birth. Subject to availability.
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Sirago Underwriting Managers (Pty) Ltd is an Authorised Financial Services Provider (FSP:4710).
Underwriting Agency for GENRIC Insurance Company Limited (FSP:43638).
GENRIC is an Authorised Financial Services Provider and Registered Short-term Insurer.

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Contact

Tel: 010 599 1163

Fax: 086 508 2292

Email: info@sirago.co.za

Address: Midrand Business Park, Building 3, 563 Old Pretoria Main Road, Midrand, 1685

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