Need gap cover?
Fill in your details and one of our consultants will call you back to take you through our gap cover options.
Explore our gap products
Ultimate Gap Cover
Our most comprehensive option with an extensive range of benefits.
From
R645
per month
Exact Gap Cover
Get cover for specific procedures excluded by your medical scheme.
From
R227
per month
Exact with Gap & Co-pay Cover
Cover for specific procedures with additional gap and co-payment cover.
From
R446
per month
What is
Gap cover?
Sirago Gap Cover bridges the gap between your medical aid and specialist bills, ensuring you receive the best possible care without financial stress. Our philosophy of continuous improvement means that you are always guaranteed individual attention and superior products, which will meet your needs and exceed your expectations.
Why choose Sirago?
At Sirago we provide a loyal partnership of care and understanding, opening up a new world of possibility.
Personalised customer service
One of the core pillars which our business is founded on is a client-centric approach, translating into exceptional client- service standards with regards to quality and timeliness; efforts to ensure continual improvement and success; and real, appropriate and cost-ffective product solutions.
Shortfall cover for day-to-day Specialists, GPs, dentists and alternative therapy
Our core business revolves around the provision of critical benefits to policyholders who are faced with unforeseen medical expense shortfalls, which are not fully covered by their medical schemes.
Cover for in-and out-of-hospital
Cover for hospitalisation shortfalls include gap cover, co-payment cover and cover for the voluntary use of non-designated service providers for prescribed minimum benefit conditions (except in the event of an emergency). Out-of-hospital benefits include cover for the shortfalls resulting from the difference between what medical schemes pay and what day-to-day specialist doctors charge, for appliances and for emergency room treatment as a result of accidents and emergency illness.
A stated benefit is paid straight into your bank account
The stated benefit amount payable is not related to the specific cost of any medical expense shortfall or non-medical expense cover as a result of hospitalisation. Our first priority is to provide our policyholders with the peace of mind to focus on recovery and recuperation, which is why we do our underwriting at application, rather than claims stage.
